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Ask Linc

Connects your accounts and answers 'can I retire at 55?' with the historical math shown.

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Listed Oct 02, 2026

Ask Linc connects read-only to bank and investment accounts, then answers questions like "could we retire at 55?" by running the numbers against 685 historical market sequences instead of a single projection. Every answer comes with a Show the Math panel listing the inputs, assumptions, calculations and sources it used, so you check the work instead of trusting it. It's read-only — Linc can't move money — and costs $19/month after a 30-day free trial with no card required.

What holds up

  • +Read-only account access — Linc can see your accounts but can never move your money.
  • +Shows the math behind every answer: inputs, assumptions, calculation and sources, not just a verdict.
  • +Tests plans against 685 historical market sequences instead of one average-return projection.

Mind the limits

  • −$19/month after the 30-day trial — an ongoing cost for a plan you could sketch in a spreadsheet.
  • −Only as good as the accounts you connect — leaving one out skews every number it runs.

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