Freeboard
Shows freelancers what they can spend today without going broke in the next 12 months
Freeboard calculates one number — what you can spend today without dipping below zero over the next 12 months — by combining irregular freelance income (clients, Upwork, Fiverr, Stripe, PayPal) across currencies with upcoming bills and taxes. It's a planning tool only: it doesn't move or hold your money, and in early access you import your bank's export rather than connecting a bank login. It's free for a year for the first 100 signups with no card, then $9/month if you choose to stay, and you can ask Claude or ChatGPT about your numbers through a connector.
What holds up
- +Doesn't connect to your bank login — you import an export file, which limits what it can access
- +Free for a year for the first 100 signups, no card required
- +Tracks irregular income across currencies and converts it to one euro total automatically
- +You can export or delete your data at any time
Mind the limits
- −Still in early access — bank transactions are imported manually from an export, not synced live yet
- −Free year only covers the first 100 signups — after that it's $9/month
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