Generate SEPA
Converts Excel, CSV, or JSON payment data into SEPA XML files banks accept.
Upload an Excel or CSV file of collections or payments, map the columns to SEPA's required fields, and it outputs a pain.001.001.03 (credit transfer) or pain.008.001.02 (direct debit, CORE or B2B) XML file your bank will accept — or call its JSON API to generate them automatically. It also converts legacy Spanish AEB formats (Norma 34, 19, 58) and validates IBANs and bank accounts before submission, catching errors that would otherwise bounce at the bank.
What holds up
- +Validates IBANs and account numbers before submission, catching errors that cause bank fees
- +Converts legacy Spanish AEB formats (Norma 34, 19, 58), not just modern Excel/CSV
- +JSON API for automated generation, not just manual file upload
Mind the limits
- −Subscription-based after a 7-day trial — no permanent free tier
- −Built around SEPA (euro-zone) formats — not useful for non-SEPA payment rails
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