Murmr turns speech into text entirely on your own machine, with unlimited dictation free for life — no account needed, no internet required. Against Wispr Flow (2,000 words a week, $12–15/month) and Aqua (1,000 words, $8–10/month, both cloud-processed), Murmr's free tier has no cap and keeps your voice off any server. A one-time Pro upgrade adds a personal dictionary, direct-to-notes dictation, summarization and media transcription.

What holds up
- +Free tier has no word cap, unlike Wispr Flow's 2,000/week or Aqua's 1,000/week limit
- +Runs fully local — speech never leaves your device, works offline entirely
- +One-time Pro price instead of Wispr Flow or Aqua's $8–15 monthly subscription
Mind the limits
- −Personal Dictionary, summaries and media transcription are locked behind the paid Pro tier
- −Pro's lifetime price is shown inconsistently on the page — $29.99 in places, $49.99 elsewhere
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