MyneWallet
Tracks expenses and zero-based budgets offline on Android, with no bank login or account.
A zero-based budget planner and expense tracker for Android that works fully in airplane mode and never asks for bank credentials — every transaction is entered by hand. The free tier caps you at 3 accounts, 7 envelopes, 10 expense and 4 income categories, 4 obligations, and browsing your last 3 months one month at a time; PRO removes every cap as a one-time unlock, never a subscription. It ships no ad, attribution, or analytics SDK, and the only network calls are optional encrypted backups to your own Google Drive (AES-256-GCM, keyed from your passphrase) or the Play Store purchase.
What holds up
- +Works fully offline in airplane mode — every budgeting feature needs no network at all
- +No bank login, no sign-up, no email or password — the app opens ready to use
- +Ships no ad, attribution or analytics SDK — Firebase isn't even integrated
- +Backups are AES-256-GCM encrypted and go to your own Google Drive, not a company server
- +PRO is a one-time unlock, not a subscription that renews
Mind the limits
- −Free tier caps you at 3 accounts, 7 envelopes and 3 months of visible history
- −Android only — there's no iOS version
- −You enter every transaction by hand — no bank sync to import them automatically
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