Nett
Shows freelancers what's actually theirs after tax, updated with every transaction.
Nett scans receipts with AI, extracts vendor, amount and category, then sets aside estimated tax as you log income — so its "Safe to Spend" number stays current. It covers tax rules for UK, Spain, Portugal, France, Germany and Italy, and at quarter-end exports transaction CSVs, receipts and a tax summary PDF for your accountant. Data stays in your private iCloud, with no bank connections and no third parties. It's explicit that its numbers are estimates, not tax advice.
What holds up
- +AI reads receipts and extracts vendor, amount and tax deductibility in one tap
- +Free forever plan; Premium is just £4.99/mo — no forced subscription to start
- +No bank connections — everything stays in your private iCloud, not third-party servers
- +Quarter-end export bundles transaction CSVs, receipts and a tax summary PDF for your accountant
Mind the limits
- −Estimates only, not tax advice — you still need an accountant to file for real
- −Tax math only covers UK, Spain, Portugal, France, Germany and Italy so far
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