StatementDecoder
Turns a bank statement PDF or photo into clean CSV/Excel data with merchants identified.
StatementDecoder converts a PDF, CSV, Excel or even a phone photo of a bank statement into clean CSV, Excel, QuickBooks, Xero or YNAB data, matching cryptic descriptors like SQ* or PAYPAL* to the real merchant behind each charge. It also flags subscriptions and fees automatically — cadence, next charge date, yearly cost, free trials that turned into paid, price rises and duplicates — and reconciles totals against the statement's own balance. Covers 5,000+ banks; the original file is deleted within 24 hours.
What holds up
- +Identifies cryptic charges like SQ* or PAYPAL* by real merchant, with a confidence level.
- +Never asks for online-banking credentials — you just upload a file.
- +Original file auto-deletes within 24 hours, and card numbers are redacted first.
Mind the limits
- −PDFs and photos are read by AI, not parsed exactly like CSV or Excel.
- −Pricing beyond "free to start" isn't shown up front on the page.
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