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SubLedger

Tracks your subscriptions from forwarded emails, without linking your bank

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Listed Sep 27, 2026

SubLedger logs your recurring subscriptions and warns you before they renew, built by someone who got hit with a forgotten $70 charge. Instead of linking your bank, you forward the renewal email to a private address and it builds the card for you — the forwarded message is deleted right after processing. The free tier caps at 10 subscriptions with no card required; paid plans from $10/mo add family cost-splitting and up to unlimited tracking at $50/mo.

What holds up

  • +No bank linking — subscriptions come from forwarded emails or manual entry instead
  • +Free tier genuinely free up to 10 subscriptions, not a time-limited trial
  • +Renewal reminders land 7 days before charges, adjustable to your own timing
  • +States plainly it never sells your data, regardless of plan

Mind the limits

  • −Free tier caps at 10 subscriptions — anyone tracking more needs a paid plan
  • −Relies on forwarded confirmation emails or manual entry, not automatic bank detection

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